BTCJam is a service where people can make personal bitcoin loans without the middle man. Cut the banks out of the deal!

Global Person-to-Person Lending Plataform - Powered by Bitcoin

BTCjam is the first global peer-to-peer lendi...
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Our mission is to connect individual lenders looking for attractive returns with borrowers looking for accessible and affordable loans.

In emerging economies, like Mexico and India, it is very difficult for citizens to obtain an affordable loan. For example, in Brazil the interest rate for a personal loan can easily reach 200%. Simultaneously, the borrower has to jump through many "bureaucratic hoops," making the application a lengthy process.

Through the completely global, independent, and digital currency, bitcoin, BTCjam facilitates fast and cheap transactions, while overcoming the boundaries between countries. Furthermore, BTCjam has developed a unique online, peer-to-peer reputation system in lieu of traditional credit scores to rank borrowers across the world and allow them to build a transparent credit profile on the platform.

We are very excited and highly committed to fulfilling our mission to change how the financial industry operates while enhancing the social impact of Bitcoin.